Privacy Policy

Creditworthy Biz Inc. (also referred to as “Creditworthy Biz Inc.”, “we” or “us”) wants our clients and potential clients to be aware of the information that we may collect about you and your company, as well as what we do with it and why.

This Privacy Policy (to be known as “the Policy”) describes what information we might collect through our website (“the Site” or “Creditworthy Biz Inc.”).  Please read through it before you make a decision on whether to use our services.

By using the Site, you’re implicitly agreeing to our Terms of Use.  Since the industry can and does change often, we reserve the right to edit and change our Policy.  You have the right to an annual update of our Policy, and you can find it by checking out our “Last Revised” date located at the bottom of this page.

A Note About Age

This Site was made for people who are above the age of eighteen (18).  While younger business owners are welcome to browse our site, we ask that children under the age of eighteen (18) do not provide personal information to us, buy our products, or try to enroll in our services.  Children under the age of eighteen (18) should discuss their financial needs with a person over the age of eighteen (18) and have them contact us directly.

Location

We operate within the United States, and this Site isn’t intended to subject us to laws of any other state or country aside from the United States.  We also do not warrant that our Site is available or even appropriate for any other jurisdiction.  People who choose to access the Site do so at their own risk and initiative, and that means that they are the ones who are going to be responsible for complying with local laws and statutes in their jurisdiction.  We reserve the right to limit our Site’s availability to people outside our jurisdiction at any time, within our discretion.

What Types Of Information Do We Collect?

We collect both personal and non-personal information about you.  This can include, but isn’t limited to, data that identifies you as a person, your IP address, what pages you visited, as well as data on what demographic you’re from.

Personal Information – This includes, but isn’t limited to, your name, your address, your phone number, your company’s information, and your email address.  This information is given to us by you when you choose to inquire regarding any of our products and/or services or you decide to order any of our products and/or services.

Financial Information – If you order our products and/or services, we may collect your financial information, as well as your credit card information for payment purposes.  Other information we may collect includes, but is not limited to, your birth date, your mother’s maiden name, and other data that can be used as a security check.

Non Personal Information – This is information that doesn’t necessarily identify you.  This can include server log information that tracks your IP (Internet Protocol), what kind of computer and browser you use, and pixel tags that help us determine how many users have been on our site.  We may also use cookies to track your information.

Voluntarily Provided Information – We also may ask you to provide us with information for our own research purposes.  This can help us improve your experience, and focus on getting you in touch with people and/or businesses in your area who can help you.

How Do We Use This Information?

Our Site gathers information for a variety of purposes.  These can include the following:

Communications – At times, our Site or programs may be updated.  Should this happen, we will use the information we gathered to update you about it.  Though you may not opt out of these important emails, you can opt out of other communications we may choose to send, such as ad emails.

Promotions – When we are operating a promotion or a contest, we will need to reach out to you.  However, we will usually ask for specific information and for your permission to be entered into a contest.  If you choose to participate in any promotion or a contest, read the attached terms and conditions associated with the promotion or contest, because it may have more information about the information that’s collected for that purpose, and how it will be used.

Request Fullfillment – If you ask us about a particular product and/or service, we may use your personal information to help fulfill your request, or answer questions that you may have.

Purchases – If you make a purchase on our Site, we will use your information to complete the requested purchase.

Internal Business – We may also use your information for business analysis and audits.  This helps us improve your experience and enables us to make the right decisions for everyone involved.

Non-Personal Information Disclosure – Since non-personal information doesn’t identify you, we reserve the right to use this information for any purpose.  We also reserve the right to disclose this information to 3rd parties for any purpose.  In some cases, we might combine personal and non-personal information.  When this happens, the non-personal information will be treated as personal in order to respect your privacy.  We, along with our affiliates, may enhance and/or use your personal information for marketing purposes, and (to the extent the law allows) use it for individual lookup and reference programs.  In the event that we do this, we will do our best to keep the integrity of the information that we provide or receive.

Third Party Disclosure

We do disclose information to the following 3rd parties:

Affiliates and Business Partners – We partner with different companies and groups to get you specific products and services.  As a result, we will share your information with affiliates to provide the products and/or services you want, to enhance our range of products, as well as for marketing purposes.

Assignment – In the event of a sale, joint venture, transfer, reorganization or merger, we reserve the right to transfer all information to the party that takes over our company.

Service Providers – We employ a number of service providers to enhance the overall experience people have with Creditworthy Biz Inc..  These providers’ services can include email list management services, website design, online marketing, customer support, as well as many others.  In order for them to make sure you have the best experience possible, we may share your information with them.

Law Enforcement – We do our best to comply with the law, and that means that we will respond to legal requests for information if law enforcement asks us to do so.  We will work to keep your information safe within reason.  We also reserve the right to enforce our Terms of Use, to pursue damages, and to use information for any other legal related purpose we may have.

Non Personal Aggregate – This information is used to deliver targeted advertising for our Site.  You can opt out of aggregate information by disallowing cookies on your browser.

Your Privacy Rights and Choices

We respect a person’s desire for reasonable amounts of privacy, and allow you to limit the amount of information we gather.

Here’s what you need to know:

Email Marketing – If you don’t want to receive email marketing blasts from us, you are welcome to unsubscribe via the unsubscribe link or by simply notifying us via email to info@creditworthybiz.net.  You can “Opt In” or “Opt Out” of our email marketing blasts at any time.

Cookies – Cookies are small pieces of information stored through a browser.  They are used to collect data about your activity on our site, and to help store information that you may have entered into online form fields.  You can disable cookies that track non-aggregate information at any time.  We do not respond to “Do Not Track” browser signals at the current time.

Information Changes – If you need to change information or update it, please contact us via email to clients@creditworthybiz.net or you can do this by editing your profile on our Site in the Members Login section.

We work hard to make sure that your requests are fulfilled within a reasonable amount of time, but it’s important to know that we can’t remove information that we’ve already collected from the database.  If you want to stop receiving marketing materials from our affiliated 3rd parties, please contact them directly and use any unsubscribing procedures they may have.

How We Protect Your Information

We care about your personal information, and we do what we can to make sure that it’s safe.  We use firewalls and other security measures to make sure that your information stays private.  However, there’s no form of data transmission or data storage that can be guaranteed as 100% safe.  If you feel like there has been a privacy breach or that your information is no longer secure, please contact us immediately at info@creditworthybiz.net.

Information About Links

On the Site, you may find links to 3rd party websites.  We provide these links as a way to make things easier for you, but the simple inclusion of a link on our Site doesn’t necessarily mean that we endorse them.  We do not have any control over 3rd party sites’ Privacy Policies or Terms of Use.  Since these links aren’t under our control, we aren’t responsible for what they do.

If you provide information to the 3rd party site (not through our Site), your information will be handled via their Privacy Policy.  Our privacy policy does not address the privacy or data collection of 3rd party sites.

Contact Us

We are more than happy to answer any questions that you may have regarding our Privacy Policy.  If you have any questions, comments, or concerns, please email us to info@creditworthybiz.net.

Last Revised: March 11, 2016